What amount of liability insurance must an owner of a dangerous dog provide?

The requirement for a dangerous dog owner to maintain liability insurance serves as a crucial safeguard for the community, ensuring that there are resources available to cover potential damages or injuries caused by the dog. The amount of $100,000 is set to balance the financial responsibility of the dog owner while also providing sufficient coverage to address potential claims resulting from the dog's actions. This amount reflects an understanding of the potential risks associated with owning a dangerous dog and acts as a deterrent against negligence in dog ownership.

Lower amounts, such as $50,000 or $75,000, may not suffice to cover serious incidents, which can lead to underinsurance and inadequate compensation for victims. On the other hand, the highest amount, $1,000,000, while it offers robust coverage, may not be necessary or practical for all owners, thus the chosen amount is aimed at striking a balance between adequate protection and reasonable requirements for dog owners.